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Why Refinancing Your Mortgage Before the Year Ends Is a Great Option

December 6, 2024 by Robby Oakes

As the year comes to a close, it’s the perfect time to consider refinancing your mortgage. Whether you’ve been thinking about lowering your monthly payment, securing a better interest rate, or tapping into your home’s equity, refinancing can offer many benefits.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates, Refinance, Tax Benefits

How Long Does It Take to Refinance a House?

June 21, 2024 by Robby Oakes

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it take to refinance a house?” While the timeline can vary based on several factors, here’s a general overview to help you understand the process.

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

When to Refi: How to Time Your Move for Maximum Savings

February 21, 2024 by Robby Oakes

As with most everything, timing is often key to unlocking substantial savings, especially when it comes to refinancing your loans. Whether you’re eyeing a lower interest rate, aiming to shorten your loan term, or simply seeking to tap into equity, strategic timing can significantly impact your financial outcomes.

Filed Under: Home Mortgages Tagged With: Mortgage, Refinance, Timing

Should I Consolidate My Debts with a Mortgage Refinance Loan?

September 13, 2023 by Robby Oakes

Managing multiple debts can become overwhelming and burdensome. Juggling various loan payments with varying interest rates and repayment terms can lead to financial stress and missed opportunities. One solution that borrowers often consider is consolidating their debts through a mortgage refinance loan. While this approach can be beneficial for some, it’s crucial to carefully evaluate its pros and cons before deciding.

Filed Under: Mortgage Tagged With: Debt Consolidation, Mortgage, Refinance

How the Purchase and Refinance Mortgage Process Works

May 4, 2023 by Robby Oakes

Determine your budget: Before you start shopping for a home, you need to figure out how much you can afford to spend. You can do this by calculating your monthly income, expenses, and debt, and getting pre-approved for a mortgage.

Filed Under: Mortgage Tagged With: budgeting, Mortgage, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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