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You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One

December 5, 2025 by Robby Oakes

Does your home feel like it’s starting to burst at the seams? Many homeowners across the country can relate to this feeling having bought a home only to run out of space due to a growing family or for other reasons. Let’s take a quick look at a few questions that will help you to determine whether buying a new home or expanding your current home is the best choice when you’re in need of some extra space.

Filed Under: Mortgage Tips Tagged With: Mortgage Planning, Mortgages, Refinancing

When and How to Save Money by Refinancing Your Mortgage

December 2, 2025 by Robby Oakes

Refinancing can be a smart way to lower your monthly payment, reduce your interest rate, or tap into equity for financial goals. Many homeowners wait too long to reconsider their loan, but the right timing can put real money back into your pocket. Understanding when to refinance and how the process works helps you make a confident decision.

Filed Under: Mortgage Tips Tagged With: Mortgage Planning, Mortgages, Refinancing

How the Purchase and Refinance Mortgage Process Works

February 28, 2025 by Robby Oakes

When it comes to home financing, purchasing and refinancing a mortgage share similarities but serve distinct purposes. Understanding how each process works can help you make informed decisions about homeownership and financial planning.

Filed Under: Home Mortgage Tips Tagged With: Home Buying Tips, Mortgage, Refinancing

Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You

February 14, 2025 by Robby Oakes

When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial situation and long-term goals before choosing the best path.

Filed Under: Homeowner Tips Tagged With: Home Loans, Real Estate Finance, Refinancing

How Can I Get Removed from a Mortgage as a Co-Signer?

February 7, 2025 by Robby Oakes

Being a co-signer on a mortgage can be a significant financial commitment, one that you might not want to maintain indefinitely. Whether your circumstances have changed, or the primary borrower is now in a position to manage the loan independently, it’s understandable to want to remove your name from the mortgage.

Filed Under: Home Financing Tips Tagged With: Loan Assumption, Mortgage Tips, Refinancing

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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