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How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

February 23, 2016 by Robby Oakes

If you’re in the market for a house and are wondering how your income will stack up against the rest of your expenses, here’s how to determine a home cost that’s reasonable for you.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – February 22, 2016

February 22, 2016 by Robby Oakes

Last week’s economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits and minutes of the most recent meeting of the Fed’s FOMC meeting.

Filed Under: Financial Reports Tagged With: Financial Reports, FOMC, Mortgage Rates

Eliminate These 5 Barriers To Saving For Your Down Payment This Month!

February 19, 2016 by Robby Oakes

With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you’re having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk getting the home of your dreams.

Filed Under: Mortgage Tips Tagged With: Down Payment, Financial Planning, Home Purchase

HARP Refinancing Ends in 2016: Here’s How to Take Advantage Before It’s Gone

February 18, 2016 by Robby Oakes

If you haven’t heard of HARP refinancing and you’re a homeowner who’s looking for a lower interest rate, this may be the right solution to your payment woes. Instead of letting the opportunity blow by, here’s all you need to know before this option ends in 2016.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

New Home Construction Seen As A Possible Solution To Pent Up Demand For Homes

February 17, 2016 by Robby Oakes

Builder confidence in markets for new homes fell three points in February to a reading of 58. January’s reading was revised upward to 61. Builders have repeatedly expressed concerns shortages of labor and lots for development, but continue to express confidence in future sales conditions.

Filed Under: Housing Analysis Tagged With: HMI, Home Builders, NAHB

What’s Ahead For Mortgage Rates This Week – February 16, 2016

February 16, 2016 by Robby Oakes

Last week’s economic events included weekly releases on new jobless claims, mortgage rates and testimony by Fed Chair Janet Yellen concerning the Federal Reserve’s monetary policy.

Filed Under: Market Outlook Tagged With: Federal Reserve, FOMC, Market Outlook

‘Don’t Sit Around Waiting for a Deal’ and Other Great Advice from Successful Home Sellers

February 12, 2016 by Robby Oakes

The real estate market and all the things involved in selling a home can seem complicated, and it can be very hard to know which tips to trust. While there’s plenty of great advice to go around from many knowledgeable sources, here are some of the best tips from home sellers who have made a successful sale.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Marketing, Selling a Home

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

February 11, 2016 by Robby Oakes

If the time has come to purchase a home and you’ve been perusing the real estate market, it’s possible you’ve also been considering the mortgage options that might work best for you. In the event that you’re already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

3 Reasons You Might Decide to Retire to a Tiny Home – and Why You’ll Love It

February 10, 2016 by Robby Oakes

One of the worries associated with getting older is having the ability to maintain your lifestyle in old age, and a smaller home can actually alleviate many of the high costs that go along with having an oversized home.

Filed Under: Homeowner Tips Tagged With: Around The Home, Buying a Home, Homeowner Tips

Setting the Record Straight: 3 Major Misconceptions About Mortgage Financing

February 9, 2016 by Robby Oakes

Purchasing a home is often considered an important step in one’s financial life. If you’re planning on buying a home soon and want to avoid some major missteps, here are a few tips that will set you up for success.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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