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DIY Home Decorating: How to Use Spray Paint to Spice Up Your Home and Furniture

December 24, 2015 by Robby Oakes

The idea of using spray paint to make some quick fix-ups to your home might seem uncouth, but it can be a great way to make some easy, economical upgrades that will shift the overall look of your living space.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Existing Home Sales Dip More Than Expected

December 23, 2015 by Robby Oakes

November sales of pre-owned homes dipped lower than expected and prior month’s readings according to the National Association of Realtors (NAR). Analysts expected existing home sales to slow to a seasonally-adjusted annual rate of 5.30 million sales, which was based on October’s reading of 5.32 million sales. Instead, November’s reading dropped to 4.76 million sales. November’s drop represented a decline of 10.50 percent drop in existing home sales month-to-month; existing home sales were 3.80 percent lower year-over-year.

Filed Under: Market Outlook Tagged With: Existing Home Sales, Market Outlook, National Assoication of Realtors

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

December 22, 2015 by Robby Oakes

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

What’s Ahead For Mortgage Rates This Week – December 21, 2015

December 21, 2015 by Robby Oakes

Last week’s scheduled economic reports included the NAHB Housing Market Index, Housing Starts, FOMC statement and Fed Chair Janet Yellen’s press conference. In addition to weekly reports on jobless claims and mortgage rates, inflation reports were also released.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, FOMC, Jobless Claims, Market Outlook, NAHB

Video: What Steps Need To Be Taken To Secure A Loan

December 18, 2015 by Robby Oakes

What Steps Need To Be Taken To Secure A Loan
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you’ll need the following information.

Filed Under: Mortagage Tips Tagged With: Mortgage Aproval, Mortgage Tips, Video

Federal Reserve Raises Short-Term Interest Rates

December 17, 2015 by Robby Oakes

After prolonged speculation by economic analysts and news media, the Federal Open Market Committee of the Federal Reserve raised short-term interest rates for the first time in seven years. Committee members voted to raise the target federal funds rate to a range of 0.25 to 0.50 percent from a range of 0.00 to 0.25 percent to be effective December 17.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, Federal Reserve, Market Outlook

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!

December 16, 2015 by Robby Oakes

With all of the expense that can go into buying or selling your home, it’s good to be aware of what you can claim and how a home can benefit you come tax time.

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Home Seller Tips

Refinancing This Winter? Follow These 5 Expert Tips to Get the Most from Your Mortgage

December 15, 2015 by Robby Oakes

Refinancing a mortgage is a great way to take advantage of historically low interest rates or change your payment terms to be more affordable. And with interest rates at historical lows, there’s never been a better time to refinance your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

What’s Ahead For Mortgage Rates This Week – December 14, 2015

December 14, 2015 by Robby Oakes

Last week’s scheduled economic releases included reports on job openings, retail sales and consumer confidence in addition to usual weekly releases on mortgage rates and new jobless claims.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, Freddie Mac, Market Outlook

Moving to a New Home? Use These Websites and Apps to Research Potential Neighborhoods

December 11, 2015 by Robby Oakes

Relocating to a new city? Thinking about moving to a new neighborhood? With the advancement of technology, it’s now possible to research new neighborhoods without getting up off the couch. Here are some websites and apps that have proven invaluable with researching new areas.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Technology and Apps

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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