When you’re looking into purchasing a home, there are plenty of things to watch out for at any time of the year, but there are a few things that you can expect during the winter months that may be a little different than other seasons.
Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
How does a mortgage pre-approval work, and how can you make sure you won’t be declined when you apply? Here’s what you need to know.
What’s Ahead For Mortgage Rates This Week – December 28, 2015
This week’s report of economic events is shortened due to the Christmas holiday. Economic news through Wednesday included Existing Home Sales, New Home Sales and Consumer Spending.
DIY Home Decorating: How to Use Spray Paint to Spice Up Your Home and Furniture
The idea of using spray paint to make some quick fix-ups to your home might seem uncouth, but it can be a great way to make some easy, economical upgrades that will shift the overall look of your living space.
DIY Home Decorating: How to Use Spray Paint to Spice Up Your Home and Furniture
The idea of using spray paint to make some quick fix-ups to your home might seem uncouth, but it can be a great way to make some easy, economical upgrades that will shift the overall look of your living space.
Existing Home Sales Dip More Than Expected
November sales of pre-owned homes dipped lower than expected and prior month’s readings according to the National Association of Realtors (NAR). Analysts expected existing home sales to slow to a seasonally-adjusted annual rate of 5.30 million sales, which was based on October’s reading of 5.32 million sales. Instead, November’s reading dropped to 4.76 million sales. November’s drop represented a decline of 10.50 percent drop in existing home sales month-to-month; existing home sales were 3.80 percent lower year-over-year.
3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval
Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.
What’s Ahead For Mortgage Rates This Week – December 21, 2015
Last week’s scheduled economic reports included the NAHB Housing Market Index, Housing Starts, FOMC statement and Fed Chair Janet Yellen’s press conference. In addition to weekly reports on jobless claims and mortgage rates, inflation reports were also released.
Video: What Steps Need To Be Taken To Secure A Loan
What Steps Need To Be Taken To Secure A Loan
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you’ll need the following information.
Federal Reserve Raises Short-Term Interest Rates
After prolonged speculation by economic analysts and news media, the Federal Open Market Committee of the Federal Reserve raised short-term interest rates for the first time in seven years. Committee members voted to raise the target federal funds rate to a range of 0.25 to 0.50 percent from a range of 0.00 to 0.25 percent to be effective December 17.
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