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How Much is Your Home Worth in Today’s Market? Three Key Tips for Assessing Value

July 16, 2014 by Robby Oakes

If you’re thinking about putting the house on the market, or are simply curious about its value in the current economic atmosphere, it’s essential to get an honest assessment of its value.

Filed Under: Real Estate Tips Tagged With: Home Sales, Home Valuation, Selling a Home

Three Ways That Your Credit Score Affects Your Mortgage (and Your Chance of Obtaining One!)

July 15, 2014 by Robby Oakes

Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.

Filed Under: Home Buyer Tips Tagged With: Credit Score, Mortgage Affordability, Mortgage Financing

What’s Ahead For Mortgage Rates This Week – July 14, 2014

July 14, 2014 by Robby Oakes

Last week brought news from the Fed as two Federal Reserve Bank Presidents made speeches and the Federal Open Market Committee (FOMC) of the Fed released the minutes of its last meeting. The minutes reveal the Fed’s intention to wrap up its bond-buying program in October with a final purchase of $15 billion in mortgage-backed securities (MBS) and Treasury bonds

Filed Under: Market Outlook Tagged With: FOMC, Mortgage Rates, Mortgage Tips

Feng Shui 101: How This Ancient Art Can Help Improve Your Home Staging

July 11, 2014 by Robby Oakes

Boosting ones’ chances of selling their home can be done in a number of ways. One simple way is to utilize the art of Feng Shui – an ancient Chinese art, used to manipulate the flow of energy in your home.

Filed Under: Home Seller Tips Tagged With: Home Staging, Selling a Home, Staging a Home

Nearing Retirement? Three Reasons Why You Might Consider a ‘Reverse Mortgage’

July 10, 2014 by Robby Oakes

If you are nearing retirement, a reverse mortgage might be right for you. This type of mortgage essentially allows you to turn your home equity into cash. If you find yourself with little money, a reverse mortgage could be the perfect solution, and here’s why.

Filed Under: Home Mortgage Tips Tagged With: Home Financing, Retirement, Reverse Mortgage

A Quick Guide to Assessing Your Home’s Foundation for Cracks – And What to Do if You Find Them

July 9, 2014 by Robby Oakes

When choosing a property, the following tips can help homebuyers find signs of foundation problems and take the right action if any are found.

Filed Under: Around The Home Tagged With: Home Assessment, Home Maintenance, Home Repairs

Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford

July 8, 2014 by Robby Oakes

When taking on a new mortgage it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain.

Filed Under: Home Mortgage Tips Tagged With: budgeting, Down Payments, Mortgage Affordability

What’s Ahead For Mortgage Rates This Week – July 7, 2014

July 7, 2014 by Robby Oakes

Last week’s economic news was mixed, but economic reports for Non-Farm Payrolls and the National Unemployment rate suggest a strengthening labor sector. Pending Home Sales surpassed expectations in May and conversely, construction spending was lower than expected.

Filed Under: Market Outlook Tagged With: Existing Home Sales, FOMC, Mortgage

Buying or Selling, Here Are Three Traits You’ll Want in Your Real Estate Agent

July 3, 2014 by Robby Oakes

For both buyers and sellers, choosing the right real estate agent is an important and difficult decision, but getting this selection right one is critical.

Filed Under: Real Estate Tips Tagged With: Buying a Home, Real Estate Agents, Selling a Home

Giving and Getting: Why the Terms of a Home’s Sale Are Far More Important Than the Price Paid

July 2, 2014 by Robby Oakes

One of the most significant factors home buyers and sellers focus on when buying real estate is the negotiated sales price in the purchase contract. While the sales price is undeniably important, the reality is that other terms in the sales contract may have more far-reaching and significant effects on the transaction.

Filed Under: Home Seller Tips Tagged With: Home Sales, Selling a Home, Terms of Sale

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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