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You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

December 6, 2023 by Robby Oakes

It’s easy to get Private Mortgage Insurance (PMI) confused with homeowners’ insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you’re going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Insurance

The Required Steps For A Smooth Mortgage Refinance Process

December 5, 2023 by Robby Oakes

There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly.

Filed Under: Mortgage Tagged With: Mortgage Rates, Mortgage Tips, Refinancing

What’s Ahead For Mortgage Rates This Week – December 4, 2023

December 4, 2023 by Robby Oakes

The first week of December’s largest reports are the GDP estimates, which will be the second estimations of the year prior to the final release. The final GDP reports will be after the new year and are the strongest indicator for the economic state of the country.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Managing the Construction Loan Budget

December 1, 2023 by Robby Oakes

Embarking on a construction project entails countless challenges, and managing the associated budget is a crucial task. A well-planned and meticulously monitored budget ensures the project’s success without financial hiccups. Here’s a comprehensive guide on effectively managing a construction loan budget.

Filed Under: Home Mortgage Tagged With: budgeting, Construction Loan, Home Mortgage

Negotiating Homebuying Costs: Securing Your Dream Home at the Right Price

November 30, 2023 by Robby Oakes

Buying a home is one of life’s significant milestones, but it often comes with a significant price tag. Fortunately, the sticker price on a house isn’t always set in stone. When buying a home, negotiating certain costs can save you a significant amount of money.

Filed Under: Home Buyer Tips Tagged With: Home Buying Tip, Mortgage, Negotiate

Transforming Your Space One Project at a Time

November 29, 2023 by Robby Oakes

One of the most compelling reasons to tackle DIY home improvements is the potential for significant cost savings.

Filed Under: Home Care Tagged With: DIY Projects, Do It Yourself, Home Improvement

How Can Home Renovations Protect You from Natural Hazards

November 28, 2023 by Robby Oakes

Reinforce Your Home’s Structure: One of the most important aspects of protecting your home from natural disasters is ensuring that its structure is strong and stable. You can reinforce your home’s structure by adding earthquake-resistant materials, hurricane straps, and reinforced roofing systems.

Filed Under: Homeowner Tips Tagged With: Home Safety, Home Value, Renovation

What’s Ahead For Mortgage Rates This Week – November 27, 2023

November 27, 2023 by Robby Oakes

The numbers: The leading economic index declined 0.8% in October and fell for the 19th month in a row, but the U.S. economy doesn’t appear any closer to a recession than when the losing streak began.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Uncovering the Hidden Issues Beyond Real Estate Inspections

November 24, 2023 by Robby Oakes

Purchasing a home is one of the most significant financial investments one can make in one’s lifetime. However, beneath the glossy exterior of a prospective dream home lies a world of hidden issues that can have a profound impact on your investment.

Filed Under: Homebuyer Tips Tagged With: Electrical, Home Inspection, Mold

Exploring the Diversity of Property Types: Finding Your Ideal Home

November 22, 2023 by Robby Oakes

When exploring different property types, consider what matters most to you. Assess your lifestyle, future plans, financial capabilities, and personal preferences. What kind of living environment aligns best with your goals and values? Do you prioritize independence or enjoy communal living? Are you looking for an investment opportunity or a space to settle down in for the long term?

Filed Under: Home Mortgages Tagged With: Mortgage, Property Types

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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