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Understanding Joint Mortgages for Couples

June 4, 2024 by Robby Oakes

Entering into a joint mortgage can be a significant milestone for couples, marking the beginning of their journey toward homeownership together. However, like any financial decision, it’s essential to weigh the pros and cons carefully.

Filed Under: Mortgage Tagged With: Joint Mortgage, Mortgage

What’s Ahead For Mortgage Rates This Week – June 3rd, 2024

June 3, 2024 by Robby Oakes

The Federal Reserve’s preferred inflation data, the PCE Index, was the highlight of this week. These were followed up loosely by trade balance, retail inventories, and GDP — all of which are strong secondary indicators for current inflation.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Difference Between Prime and Subprime Mortgages

May 31, 2024 by Robby Oakes

Understanding the difference between prime and subprime mortgages is essential for anyone entering the world of home financing. Prime mortgages are tailored for individuals with exemplary credit scores and stable financial profiles, offering them lower interest rates and more favorable loan conditions.

Filed Under: Mortgage Application Tagged With: Mortgage, Mortgage Options, Mortgage Term

Energy Efficient Mortgage (EEM) Programs – The Green Loan

May 30, 2024 by Robby Oakes

Are you dreaming of owning a home that not only suits your lifestyle but also helps you save on energy bills? Well, it might sound like a dream, but with Energy Efficient Mortgage (EEM) programs, it’s entirely within reach.

Filed Under: Home Mortgage Tagged With: Energy Efficient Mortgage, Environmentally Friendly, Green Homes

Understanding The Advantages and Risks Of Wraparound Mortgages

May 29, 2024 by Robby Oakes

These days real estate transactions have become more and more creative with financing solutions that often emerge to meet the diverse needs of buyers and sellers.

Filed Under: Mortgage Tagged With: Flexibility, Mortgage, WrapAround Mortgage

What’s Ahead For Mortgage Rates This Week – May 28th, 2024

May 28, 2024 by Robby Oakes

The Consumer Sentiment Report was the sole important report to take place the prior week, keeping with the trend of the cooling off period that happens the weeks following the CPI and PPI data releases.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 28th, 2024

May 28, 2024 by Robby Oakes

The Consumer Sentiment Report was the sole important report to take place the prior week, keeping with the trend of the cooling off period that happens the weeks following the CPI and PPI data releases.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 28th, 2024

May 28, 2024 by Robby Oakes

The Consumer Sentiment Report was the sole important report to take place the prior week, keeping with the trend of the cooling off period that happens the weeks following the CPI and PPI data releases.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 28th, 2024

May 28, 2024 by Robby Oakes

The Consumer Sentiment Report was the sole important report to take place the prior week, keeping with the trend of the cooling off period that happens the weeks following the CPI and PPI data releases.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding the Differences Between Construction Loans and Mortgages

May 24, 2024 by Robby Oakes

Construction loans and mortgages are two important tools in the world of real estate financing. They each have specific purposes and come with their own set of rules and requirements. These differences cater to various needs when it comes to buying or building properties.

Filed Under: Home Mortgages Tagged With: Construction Loans, Mortgage, Real Estate Financing

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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