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Understand Your Options When You Refinance A Home Loan

April 26, 2023 by Robby Oakes

Are you interested in refinancing your mortgage? There are a variety of reasons why you might want to refinance your home loan.

Filed Under: Mortgage Tagged With: Convetional Loan Options, Mortgage, Mortgage Rates

How Do I Get Rid of PMI?

April 25, 2023 by Robby Oakes

PMI (Private Mortgage Insurance) is a type of insurance that lenders may require borrowers to pay if they have a down payment of less than 20% of the home’s purchase price. The purpose of PMI is to protect the lender in case the borrower defaults on the loan. However, once you have paid off enough of your mortgage or your home has appreciated in value, you may be able to get rid of PMI.

Filed Under: Mortgage Tagged With: Fees, Mortgage, PMI

Ensuring A Stress-Less Closing

April 21, 2023 by Robby Oakes

Buying a home is an exciting and exhilarating time. Between the time your offer is accepted, and when you finally have keys in hand and you are ready to step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink of insanity.

Filed Under: Mortgage Tagged With: Escrow, Mortgage, Stress Relief

Financing A Pool In 2023: The Options

April 19, 2023 by Robby Oakes

With the weather beginning to warm up outside, you might be thinking about installing a pool on your property. This is a great way to relax, entertain friends, and get some exercise; however, a pool can cost tens of thousands of dollars. What happens if you don’t have enough money? There are several options available.

Filed Under: Mortgage Tagged With: Home Equity Line of Creidt, Pool, Upgrade

The Top Homeownership Expenses You Need To Know

April 18, 2023 by Robby Oakes

Owning a home can be an exciting and rewarding experience, but it’s important to be aware of the expenses that come with homeownership. Understanding these costs can help you prepare for and manage them effectively, ensuring a smoother transition into your new home.

Filed Under: Mortgage Tagged With: HOA, Mortgage, Taxes

What’s Ahead For Mortgage Rates This Week – April 17, 2022

April 17, 2023 by Robby Oakes

Last week’s economic reporting included readings on inflation, retail sales, and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

Buying A House With No Money Down

April 14, 2023 by Robby Oakes

If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of dollars. Fortunately, there are alternative options available, and you may be able to purchase a home for no money down.

Filed Under: Mortgage Tagged With: Mortgages, USDA Loan, Va Loan

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

April 13, 2023 by Robby Oakes

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tips, Real Estate

How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

April 12, 2023 by Robby Oakes

Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it’s the right time for you to make the investment. If you’re currently weighing your options when it comes to home ownership, here are some things to consider before you decide put the money down.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What You Need To Know About A VA Construction Loan

April 11, 2023 by Robby Oakes

Do you plan on building your dream home? If you are a veteran, you may qualify for a VA construction loan. This could help you save a significant amount of money as you build your dream house, but it is important to understand the details.

Filed Under: Mortgage Tagged With: Construction Loan, Mortgage, Va Loan

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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