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DIY Home Projects: Creating a Study Space That Will Help Your Children Stay Focused

September 30, 2022 by Robby Oakes

If you’re a parent of school-aged children, you’ve likely been concerned with their study habits at some point. Sitting down in front of the television or at the dinner table to crack open the books is going to be less efficient than doing so in a quieter, more productive work space. Let’s explore how to create a study space that will help keep your children focused and on task.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Case-Shiller Home Price Indices: Home Price Growth Slows in July

September 29, 2022 by Robby Oakes

The S&P Case-Shiller Home Price Indices for July showed a sharp slowing in home price growth from June to July. National home price growth slowed from June’s reading of 18.7 percent year-over-year growth to 16.10 percent home price growth in July. This reading translated to an 0.20 percent loss in month-to-month home price growth.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

September 28, 2022 by Robby Oakes

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you’ll want to know how to make this transaction run as smooth as possible. In today’s article, we’ll share a quick four-step guide to speeding up the mortgage closing process.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

How Can You Invest in Real Estate?

September 27, 2022 by Robby Oakes

Many people believe that investing in real estate is something reserved only for the super-wealthy. In reality, this is not the case. Investing in real estate is a smart idea because property can generate a consistent cash stream while providing significant capital appreciation combined with tax breaks. There are multiple ways to invest in real estate, and no single path is better than the others

Filed Under: Mortgage Tagged With: Investing, Mortgage, Real Estate Finance Tips

What’s Ahead For Mortgage Rates This Week – September 26, 2022

September 26, 2022 by Robby Oakes

The Federal Reserve released its scheduled monetary policy statement and gave a press conference with Fed Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also published.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

What is a Reverse Mortgage and How Does It Work?

September 23, 2022 by Robby Oakes

In today’s blog post we’ll explore reverse mortgage loans, explaining how they work and whether or not you’re qualified to receive one.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster

September 22, 2022 by Robby Oakes

For most people, the idea of saving more money each month is enough of a burden without having to think about investing in a home. A down payment, however, will require a lot more saving know-how and a lot more in liquid assets in order to be able to buy. If you’re trying to find ways to save a bit more each month, here are some sure-fire tips for raising the extra funds.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Non-QM Home Loans: How Do They Work?

September 21, 2022 by Robby Oakes

There are a lot of people who dream of owning a home one day, but few people have the cash to purchase a home outright. Therefore, you will probably need to take out a loan to buy a house; however, what happens if you cannot qualify for a loan with the traditional loan requirements? If you are not a W2 employee, you may need to go with a Non-QM loan. What do you need to know?

Filed Under: Mortgage Tagged With: 1099 Employment, Mortgage, Non-QM Loan

Ready to Buy Your First Home? Don’t Forget to Check Your Credit Score – Here’s Why

September 20, 2022 by Robby Oakes

If you are planning on engaging with a mortgage lender, you’ll need to have your finances in order. In today’s post, we’ll share a few key reasons why you’ll want to check your credit score well in advance of buying your first home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – September 19, 2022

September 19, 2022 by Robby Oakes

Last week’s economic reporting included readings on inflation, retail sales, and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes

CIMG Managing  Director
NMLS# 91606

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