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Is a Cash-Out Refinance the Answer to High Credit Card Bills?

October 18, 2024 by Robby Oakes

If your credit card debt is piling up, a cash-out refinance could be the solution you need to manage your financial situation. By leveraging the equity in your home, you can consolidate your high-interest debts into a lower-interest mortgage, potentially giving you relief from hefty monthly payments.

Filed Under: Home Mortgage Tips Tagged With: Cash Out Refinance, Credit Card Debt, Debt Consolidation 

Managing Your Debt During the Homebuying Process: A Guide for Homebuyers

August 1, 2024 by Robby Oakes

Embarking on the journey to homeownership is an exciting milestone, but it also requires careful financial planning. One crucial aspect is managing your debt effectively. I want to ensure you have the tools and knowledge to navigate this process smoothly.

Filed Under: Home Mortgage Tips Tagged With: Debt Management, Financial Planning, Homebuying Tips

First-Time Homebuyer’s: Understanding Mortgage Terminology

January 11, 2024 by Robby Oakes

Obtaining a mortgage can seem to be filled with perplexing terms and concepts. Don’t worry, though – we’re here to decode the complexities and make it easy for you to navigate the mortgage landscape with confidence.

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Mortgage, Principal

The Role of Mortgage Escrow Accounts in Property Tax and Insurance Payments

January 3, 2024 by Robby Oakes

A mortgage escrow account, also known simply as an escrow account, is a financial arrangement set up by a mortgage lender to manage and disburse certain payments related to the property on behalf of the homeowner. The purpose of an escrow account is to ensure that essential expenses, such as property taxes and homeowners’ insurance, are paid on time.

Filed Under: Home Mortgage Tips Tagged With: Escrow, Mortgage, Property Taxes

The Advantages And Disadvantages Of Using Online Mortgage Lenders

December 28, 2023 by Robby Oakes

Using online mortgage lenders can offer several advantages and disadvantages compared to traditional brick-and-mortar lenders. It’s important to weigh these factors based on your individual preferences, needs, and financial situation. Here’s a breakdown of the pros and cons

Filed Under: Home Mortgage Tips Tagged With: Mortgage, Mortgage Lender, Online Mortgage Lending

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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