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What You Need to Know About Refinancing a Reverse Mortgage

March 4, 2025 by Robby Oakes

If you have a reverse mortgage, you may be wondering whether refinancing is an option. The good news is that yes, you can refinance a reverse mortgage, and doing so may offer financial benefits depending on your situation.

Filed Under: Home Mortgages Tagged With: Financial Planning, Mortgage Refinance, Reverse Mortgage

The Key Details About Home Appraisals That You Might Not Know

February 27, 2025 by Robby Oakes

A home appraisal is a critical step in the buying, selling, or refinancing process, yet many people don’t fully understand how it works or what factors influence it. Whether you’re a buyer, seller, or homeowner looking to refinance, here are some key details about home appraisals that you might not know.

Filed Under: Home Mortgages Tagged With: Buying a Home, Home Appraisal, Home Value

How Do Mortgage Lenders Decide How Much You Can Borrow?

February 21, 2025 by Robby Oakes

When buying a home, one of the most critical factors is determining how much you can borrow through a mortgage. Lenders evaluate multiple financial aspects to assess your borrowing capacity.

Filed Under: Home Mortgages Tagged With: Credit Score, Home Buying, Mortgage Tips

Exploring Down Payment Options for Homebuyers

December 18, 2024 by Robby Oakes

Saving for a down payment is a common hurdle for many homebuyers, but there are several ways to make it happen. Whether you’re tapping into savings, receiving a gift, or utilizing assistance programs, understanding your options can make the journey to homeownership smoother.

Filed Under: Home Mortgages Tagged With: Down Payment Tips, Home Buying Journey, Mortgage Help

What Are Your Options When Funding Your Down Payment?

November 7, 2024 by Robby Oakes

Buying a home is a big milestone, and for many, saving for a down payment can feel like a major hurdle. Fortunately, there are several ways to make that down payment happen. Whether through savings, family gifts, 401(k) funds, or even second mortgages, understanding your options is key to making the best financial choice.

Filed Under: Home Mortgages Tagged With: 401K Withdrawl, Down Payment Options, Second Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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