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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – November 09, 2015

November 9, 2015 by Robby Oakes

Last week’s economic reports included releases on construction spending and several labor-related reports including ADP payrolls, Non-Farm payrolls, average hourly earnings and weekly jobless claims. Freddie Mac reported that mortgage rates rose as the national unemployment rate decreased to 5.00 percent.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, Freddie Mac, Janet Yellen

How Are Pre-Qualifying And Pre-Approval Different?

November 6, 2015 by Robby Oakes

How Are Pre-Qualifying And Pre-Approval Different? Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow – but not a commitment by a lender.

Filed Under: Mortagage Tips Tagged With: Mortgage Aproval, Mortgage Tips, Video Tips

What Are the Advantages to Paying off Your Mortgage Early? Here Are a Few That Might Entice You

November 5, 2015 by Robby Oakes

If you’re looking into fixed term mortgages, you might be wondering whether there’s any reason why you should take the full term to pay off the loan. In a lot of cases, paying off a mortgage before it comes due is a great decision. If you’re considering paying off your mortgage early, you’ll experience a variety of benefits – here are just a few of them.

Filed Under: Home Mortgage Tips Tagged With: Amortization, Home Mortgage Tips, Mortgages

Find Something Wrong During a Home Inspection? How to Discuss Repairs or Defects with a Seller

November 4, 2015 by Robby Oakes

When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection can be a cause for discussion with the seller. Here are some tips in the event that the home inspection isn’t up to par.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Home Inspections

Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

November 3, 2015 by Robby Oakes

If you’re buying a home, you’ll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set, it’s critical that your mortgage process goes smoothly.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Homeowner Tips, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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