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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Spring DIY Projects: How to Build a Treehouse That the Kids Will Love

March 27, 2015 by Robby Oakes

If you have children, no home is complete without a treehouse. Besides the fact that treehouses provide kids with hours of entertainment, they can also confer ancillary benefits that are hard to quantify. When building any type of treehouse, keep the following tips in mind.

Filed Under: Around The Home Tagged With: Around The Home, Home Equity, Upgrades and Renovations

3 Reasons Why Your Mortgage Lender Might Ask for Your Tax Returns – And Why You Should Provide Them

March 26, 2015 by Robby Oakes

Typically, a mortgage lender will include a request for least the last two to three years of your income tax returns with this documentation. There are several reasons why a lender may need to review your tax returns and why you should provide requested documentation as soon it is requested.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

FHFA: Home Prices Rise 0.30 Percent in January

March 25, 2015 by Robby Oakes

The Federal Housing Finance Agency (FHFA) reported that home prices rose by a seasonally-adjusted rate of 0.30 percent in January, and were 5.10 percent higher as compared to home prices in January 2014. FHFA oversees Fannie Mae and Freddie Mac and its home price report is based on sales of homes financed by mortgages owned or backed by Fannie Mae and Freddie Mac.

Filed Under: Market Outlook Tagged With: Fannie Mae, FHFA, Freddie Mac

Considering a Reverse Mortgage Loan? Here’s What You Need to Know

March 24, 2015 by Robby Oakes

If you are like many other seniors, you may not have a huge cash reserve available in your bank account, but you may have a sizable nest egg in your home. The fact is that you can tap into that equity without selling your home or taking on a mortgage payment when you apply for a reverse mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

What’s Ahead For Mortgage Rates This Week – March 23, 2015

March 23, 2015 by Robby Oakes

Last week’s events included the National Association of Home Builder’s Housing Market Index, which fell to its lowest reading since last summer. Other news included reports on housing starts and building permits, the FOMC meeting statement and Fed Chair Janet Yellen’s press conference.

Filed Under: Market Outlook Tagged With: FOMC, Market Outlook, NAHB

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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