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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Buying a New Home? Follow These Three Tips to Ensure a Stress-Free Transaction

February 5, 2015 by Robby Oakes

Buying real estate and or taking out a home loan is a significant milestone in life. Frequently, it means that a new phase is starting, whether it’s a new job, a new relationship, or moving to a new area. However, when the most basic steps are missed, this transition can be fraught with stress and disaster. To ensure a smooth transaction, home buyers should be sure to mind the following tips.

Filed Under: Home Buyer Tips Tagged With: Buying, Home Buyer Tips, Mortgage Tips

Tax Time is Upon Us: Learn About Tax Deductions and How to Write off Your Home Mortgage Interest

February 4, 2015 by Robby Oakes

Much to the chagrin of taxpayers all over the country, the tax-filing season begins in January and runs through April 15 of each year. As the current tax season approaches, it presents an opportunity to help tax-payers clarify their responsibilities and remind them of certain important tax deductions that may be available.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Property Taxes

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 3, 2015 by Robby Oakes

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it’s not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

What’s Ahead For Mortgage Rates This Week – Feburary 2, 2015

February 2, 2015 by Robby Oakes

Last week’s economic reports included Case-Shiller 10 and 20-City Home Price Index reports for November along with new and pending home sales for December. Freddie Mac reported on average mortgage rates and new jobless claims dipped unexpectedly.

Filed Under: Market Outlook Tagged With: Case Shiller, Freddie Mac, Market Outlook

Homeowner’s Insurance: What’s Covered, What Isn’t and Why You Might Need It

January 30, 2015 by Robby Oakes

Homeowner’s insurance is an incredibly valuable and beneficial policy for homeowners to have, but it is necessary to understand what traditional policies do and do not cover.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Insurance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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