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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Can’t Get Pre-Approved for a Mortgage? Here Are Three Tips to Try to Get a Mortgage Approval

August 14, 2014 by Robby Oakes

Few people in the world can afford to pay the entire cost of a new home upfront, which is why banks and other financial institutions offer mortgages. If you are having trouble getting approved for a mortgage, try using these easy tips.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Tips, Pre-Approvals

Mortgage Terms 101: Understanding ‘Cash-Out Refinancing’ and How to Determine if It’s Worth It

August 13, 2014 by Robby Oakes

By learning more about what a cash-out refinance is and what the pros and cons of this type of refinance loan are, you can make a decision that is best for your current and future plans.

Filed Under: Home Mortgage Tips Tagged With: Cash Out Refinancing, Mortgage Tips, Refinance

Five Tips for Managing Your Monthly Budget to Ensure Your Mortgage is Paid On-Time, Every Time

August 12, 2014 by Robby Oakes

Homeowners who are struggling to make their monthly mortgage payments can make it easier on themselves by cutting costs in other areas. Learning how to budget effectively will likely enable homeowners to pay their mortgage payments on-time, every time.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Tips, Paying Your Mortgage

What’s Ahead For Mortgage Rates This Week – Aug 11, 2014

August 11, 2014 by Robby Oakes

Last week’s housing related news was minimal, but a Federal Reserve survey of senior loan officers revealed that although credit standards for commercial and industrial loans as well as credit cards are easing, current mortgage credit standards are more stringent than in 2005.

Filed Under: Market Outlook Tagged With: Federal Reserve, Freddie Mac, Market Outlook

Five Absolute Truths About the Home Buying Process That You Will Need to Come to Terms With

August 8, 2014 by Robby Oakes

Buying a home is an exciting time, but there can be setbacks. In this article we’ll share 5 potential setbacks that home buyers will need to come to terms with to make a successful purchase.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buying, Real Estate Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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