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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Negotiating Repairs After a Home Inspection

April 10, 2024 by Robby Oakes

For many homebuyers, negotiating repairs after a home inspection can be a daunting task. However, with the right approach and some negotiation skills, you can ensure that your new home is in tip-top shape without breaking the bank.

Filed Under: Mortgage Tips Tagged With: Home Repair, Inspection, Mortgage Tips

3 Considerations When Making A Down Payment

April 9, 2024 by Robby Oakes

When considering the journey of purchasing a new home, one of the fundamental decisions you’ll encounter revolves around determining the appropriate amount of money to allocate for your down payment. It’s a decision-making process that involves weighing the benefits of opting for a larger down payment against the potential advantages of utilizing some of those funds to purchase “discount points,” thereby reducing your interest rate.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Purchasing Home

What’s Ahead For Mortgage Rates This Week – April 8th, 2024

April 8, 2024 by Robby Oakes

With the upcoming CPI and PPI reports this week, last week still had a number of important data points to consider. First, the non-farm payroll data, helping reveal the situation of pay versus inflation data giving an overall description of the state of the economy in the future. Among that, the manufacturing data has shown to be contracting the past year, with the first signs of relief this month. Lastly, trade data has shown that the trade deficit has grown bigger than expected with Q1 coming to completion.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

A Consumer’s Guide To Mortgage Escrow Accounts

April 5, 2024 by Robby Oakes

Are you in the process of purchasing a home or considering refinancing your mortgage? If so, you’ve likely encountered the term “escrow account” during your discussions.

Filed Under: Mortgage Tagged With: Escrow Account, Homeownership Finances, Mortgage

Choosing the Right Mortgage Term

April 4, 2024 by Robby Oakes

You’re about to start on an exciting journey toward homeownership. But before you dive headfirst into the world of real estate financing, there’s an important decision you’ll need to make which is choosing the right mortgage term.

Filed Under: Home Mortgages Tagged With: Home Mortgage, Mortgage, Mortgage Term

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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