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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Mortgage Types: Understanding Your Options

March 27, 2024 by Robby Oakes

For many, purchasing a home represents a significant milestone, a symbol of stability, and a tangible investment in the future. However, stepping into homeownership often entails struggling with complex financial decisions, with one of the most pivotal being the suitable mortgage type. In this guide, we’ll explore various mortgage options, from fixed-rate to adjustable-rate and […]

Filed Under: Mortgage Tagged With: Mortgage Options

Navigating Down Payment Options: Your Guide to Homeownership

March 26, 2024 by Robby Oakes

So, you’ve decided to take the plunge into homeownership – congratulations! One of the most critical aspects of buying a home is figuring out your down payment. It’s a significant financial commitment that can shape your home-buying journey.

Filed Under: Mortgage Tagged With: Down Payment, Down Payment Assistance Programs, Mortgage

What’s Ahead For Mortgage Rates This Week – March 25th, 2024

March 25, 2024 by Robby Oakes

While it’s not a set deal, the Federal Reserve does appear to be on track for a June rate cut, and following its two-day policy meeting, the central bank’s rate-setting Federal Open Market Committee said it will keep its benchmark overnight borrowing rate in a range between 5.25%-5.5% until then.

Additionally, the government has also avoided another shut down as a series of rushed bills had approved spending for the government by another 1.2 trillion dollars. This is good news for lending markets as the debt ceiling has previously tied up rate decisions in the past.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Consumer Guide: Mortgages for Veterans – A Guide to VA Loans

March 22, 2024 by Robby Oakes

Are you a veteran or an active-duty military member considering homeownership? VA loans offer significant benefits tailored to meet the needs of veterans and service members.

Filed Under: Mortagage Tips Tagged With: Mortgage, Mortgage Options, VA Loans

Embracing the Future: Work-From-Home and Its Impact on Housing Needs

March 21, 2024 by Robby Oakes

In the wake of the COVID-19 pandemic, the way we work underwent a profound change in the way most people do business. It became apparent that working from home was more than a temporary change. As companies adapted to remote work models, many employees found themselves unleashed from traditional office spaces.

Filed Under: Homebuyer Tips Tagged With: Mortgage, Work from Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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