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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – April 15th, 2024

April 15, 2024 by Robby Oakes

The Consumer Price Index (CPI) is showing higher than expected inflation, and the Producer Price Index (PPI) is showing lower than expected inflation. The two are in conflict with each other; however, the Consumer Price Index is still the far greater indicator for inflation as it directly impacts the cost of living for everyone, not just production assets.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Find Something Wrong During a Home Inspection? How to Discuss Repairs or Defects with a Seller

April 12, 2024 by Robby Oakes

When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection can be a cause for discussion with the seller. Here are some tips in the event that the home inspection isn’t up to par.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Home Inspections

Unlocking Home Equity With Home Equity Loans and HELOCs

April 11, 2024 by Robby Oakes

Home equity loans and Home Equity Lines of Credit (HELOCs) are two avenues through which homeowners can tap into this valuable asset.

Filed Under: Mortgage Tagged With: HELOC, Home Equity Loan, Mortgage

Negotiating Repairs After a Home Inspection

April 10, 2024 by Robby Oakes

For many homebuyers, negotiating repairs after a home inspection can be a daunting task. However, with the right approach and some negotiation skills, you can ensure that your new home is in tip-top shape without breaking the bank.

Filed Under: Mortgage Tips Tagged With: Home Repair, Inspection, Mortgage Tips

3 Considerations When Making A Down Payment

April 9, 2024 by Robby Oakes

When considering the journey of purchasing a new home, one of the fundamental decisions you’ll encounter revolves around determining the appropriate amount of money to allocate for your down payment. It’s a decision-making process that involves weighing the benefits of opting for a larger down payment against the potential advantages of utilizing some of those funds to purchase “discount points,” thereby reducing your interest rate.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Purchasing Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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