Personal Finance Archives – Page 7 of 9

Smart Tips for Beginning Investors

June 25, 2012 by Robby Oakes

So you have reached the point where you have some money in savings that you want to keep for the long term future.

However, you realize that putting it in your run of the mill savings account will likely result in its compound interest rates barely keeping up with inflation.

You are willing to accept a little bit more risk in return for a higher reward and you are interested in investing in the stock market.

Investing can be intimidating for the beginner and there is a lot to learn about the world of stocks and bonds.

Here are a few things to remember when you are first starting out:

More Money Than Month? How to Stick to Your Budget

June 20, 2012 by Robby Oakes

So you’ve gone through the hard work of making a budget, written down your expenses and your income and made a plan for your spending.

However, sometimes the hardest part of budgeting is sticking to your plan. You might have the intention of cutting down your spending and putting money in your savings, but if you don’t stick to this plan it will not happen.

Here are a few tips that will help you stick to your budget and meet your goals:

Common Credit Card Myths Debunked

June 11, 2012 by Robby Oakes

Although credit cards have been used since the 1960s, there are several untrue myths which still persist about them in society.

Understanding the truth behind these common myths will help you to use your credit card more effectively.

Clever Ways to Cut Your Food Bill Down

June 7, 2012 by Robby Oakes

When it comes to saving money, there are a few things that you can’t cut back on too much because you need them to survive, such as clothing, shelter and food.

You can take the bus to work and not buy a big screen TV, but you will not live very long if you don’t eat!

However, buying food doesn’t have to be as expensive as you might think.

If you wince in horror everything you take out your wallet at the supermarket, there are many ways that you can cut down your food bill while still eating healthy and tasty meals.

How to Still Be Social Even When You Are Saving

May 31, 2012 by Robby Oakes

Many people have the idea that being frugal and saving your money means that you have to lead a boring life of sitting at home making budgets, counting pennies and staring at the wall.

However, this is absolutely not true. If you are saving for a financial goal or to pay off debt it doesn’t mean that you need to cut out your social life completely!

Although going out for drinks, meals and shopping with your friends is very expensive, there are other ways to spend time with the people you love without needing to splurge.

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