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Understanding the Difference Between Mortgage Brokers and Mortgage Lenders

November 15, 2024 by Robby Oakes

This is where understanding the difference between a mortgage broker and a mortgage lender can help. Both play essential roles in the home loan process, but they function in very different ways. Let’s break it down so you can determine which path might work best for you when seeking mortgage financing.

Filed Under: Home Buyer Tips Tagged With: Home Buying, Mortgage Broker, Mortgage Lender

Eco-Friendly Homes for a Sustainable Tomorrow

September 25, 2024 by Robby Oakes

In recent years, the concept of eco-friendly homes has gained significant traction, and for good reason. As awareness of environmental issues grows, more homeowners are seeking ways to minimize their carbon footprint while also reaping the benefits of sustainable living.

Filed Under: Homebuyer Tips Tagged With: Eco-Friendly Homes, Home Buying, Reduced Energy Consumption

Exploring Alternative Paths to Homeownership

August 9, 2024 by Robby Oakes

Purchasing a home is a significant milestone, and traditional mortgages aren’t the only route to achieving this dream. For many homebuyers, especially those who may face challenges with conventional financing, exploring alternative financing options can be a game-changer. We will discuss three creative financing options: rent-to-own, lease-purchase agreements, and shared equity arrangements.

Filed Under: Home Buyer Tips Tagged With: Creative Financing, Home Buying, Tips Rent To Own

How to Leverage Down Payment Assistance (DPA) Loans for Your Home Purchase

July 30, 2024 by Robby Oakes

Purchasing a home is a significant milestone, but the process can be intimidating, especially when it comes to saving for a down payment. Fortunately, Down Payment Assistance (DPA) loans offer a solution that can make homeownership more accessible.

Filed Under: Mortgage Tagged With: Down Payment Assistance, Home Buying, Home Ownership

Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo

July 16, 2024 by Robby Oakes

When you’re shopping for a condo, there’s a bit more on your plate than just the typical homebuying concerns like credit scores, interest rates, and loan programs. A crucial aspect is understanding the role of the Homeowners’ Association (HOA) and whether the condo is warrantable or non-warrantable. This distinction can significantly impact your mortgage process and future as a condo owner.

Filed Under: Home Buyer Tips Tagged With: Condo Buying, Home Buying, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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