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Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage

January 6, 2017 by Robby Oakes

There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more financially beneficial for you, here are the details on a reverse mortgage and how this product can work for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples

January 4, 2017 by Robby Oakes

There was a time when a higher percentage of people were married before they committed to buying a home together, but it’s a lot more common to co-habit and invest in a home together. If you’re considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Did You Know? A Mortgage Professional Can Save You a Lot of Money. Here’s How

December 29, 2016 by Robby Oakes

Many people forego a mortgage broker and decide to go through the application process on their own, but a mortgage professional can actually work to save you money when it comes to your biggest investment. Here are a few reasons you may want to consult a broker to make for an improved real estate investment.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Understanding the HARP Program and How to Qualify for a HARP Mortgage

December 22, 2016 by Robby Oakes

Interest rates may be relatively low, but if you’re a homeowner who is struggling with your monthly mortgage payment, it may be time to consider what re-financing options are available on the market. If you are looking for a lower interest rate to improve your financial health, here’s what you need to know about the HARP program so you can take advantage of a better rate.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

December 21, 2016 by Robby Oakes

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. If you’re interested in purchasing a home but are unsure about whether it will get approved, here are a few myths you may want to dispel.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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