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Honoring Veterans Day, and Celebrating Homeownership

November 11, 2025 by Robby Oakes

Today, we pause to honor the brave men and women who have served our country. Your courage, sacrifice, and dedication protect the freedoms that allow us all to call this nation home.

Filed Under: Mortgage Tagged With: Homeownership, Mortgage, Veterans Day

How the Purchase and Refinance Mortgage Process Works

February 28, 2025 by Robby Oakes

When it comes to home financing, purchasing and refinancing a mortgage share similarities but serve distinct purposes. Understanding how each process works can help you make informed decisions about homeownership and financial planning.

Filed Under: Home Mortgage Tips Tagged With: Home Buying Tips, Mortgage, Refinancing

How Mortgages Compare To Other Loans

November 8, 2024 by Robby Oakes

Planning to buy a home, finance a car, or cover unexpected expenses? Many loan options exist to help you achieve your financial goals, but choosing the right one can be challenging.

Filed Under: Mortagage Tips Tagged With: Loan Options, Mortgage, Mortgage Vs Personal Loan

Understanding “Cash to Close” in Your Home Buying Journey

November 5, 2024 by Robby Oakes

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand.

Filed Under: Home Mortgages Tagged With: Closing Costs, Home Loan Basics, Mortgage

What is the Difference Between a Reverse Mortgage and a Home Equity Conversion Mortgage?

October 29, 2024 by Robby Oakes

Retirement planning is about ensuring you have a steady income stream to support yourself comfortably. For many retirees, tapping into the equity in their homes becomes an attractive option. Two terms often come up in this context: reverse mortgage and Home Equity Conversion Mortgage (HECM).

Filed Under: Mortgage Tagged With: Home Equity Conversion Mortgage, Mortgage, Reverse Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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