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Exploring the Diversity of Property Types: Finding Your Ideal Home

November 22, 2023 by Robby Oakes

When exploring different property types, consider what matters most to you. Assess your lifestyle, future plans, financial capabilities, and personal preferences. What kind of living environment aligns best with your goals and values? Do you prioritize independence or enjoy communal living? Are you looking for an investment opportunity or a space to settle down in for the long term?

Filed Under: Home Mortgages Tagged With: Mortgage, Property Types

Comparing Temporary and Permanent Mortgage Buydowns

November 16, 2023 by Robby Oakes

t’s important to note that while a temporary buydown can lower monthly payments during the buydown period, it does not reduce the total amount of interest paid over the life of the loan. In fact, the total interest paid over the life of the loan may be higher due to the upfront fee paid to fund the buydown.

Filed Under: Mortgage Tips Tagged With: Mortgage, Mortgage Buydowns, Mortgage Options

Speed Your Mortgage Approval up by Following This Checklist

November 14, 2023 by Robby Oakes

Being unprepared and not having your finances in order will make it even more stressful. Here are a few quick ways if you’re looking to speed up your mortgage approval process, here’s a checklist to help you prepare.

Filed Under: Mortgage Application Tagged With: Credit Score, Mortgage, Mortgage Approval

How to Go From Renting to Owning a Home

November 10, 2023 by Robby Oakes Leave a Comment

Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current expenses and income to determine how much you can afford to spend on […]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Rent To Own

Mortgage Rate Locks: When and How to Secure a Favorable Rate

November 9, 2023 by Robby Oakes Leave a Comment

Securing a mortgage to purchase your dream home is a significant financial decision. One of the essential aspects of this process is locking in a favorable mortgage rate. A mortgage rate lock ensures that the interest rate on your loan remains the same for a specified period, protecting you from potential rate fluctuations. We will […]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Rate Lock

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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