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Unlocking the Potential of Cash Only Properties with a Renovation Loan

August 27, 2024 by Robby Oakes

Navigating today’s real estate market can be challenging, especially when dealing with properties listed as “cash-only.” These homes often require extensive repairs or are in poor condition, making them difficult to finance through traditional means. Fortunately, a renovation loan offers a solution, allowing you to finance both the purchase and renovation of these properties with a single loan.

Filed Under: Mortgage Application Tagged With: Home Renovation, Mortgage, Renovation Loan

Financing Home Improvements with Renovation Loans

July 24, 2024 by Robby Oakes

As a mortgage originator, I often encounter homeowners and buyers looking for ways to finance their home improvement projects. Renovation loans offer a fantastic solution, enabling you to upgrade and personalize your home while incorporating the cost into your mortgage.

Filed Under: Construction Loan Tagged With: FHA 203(k), Mortgage, Renovation Loans

The Importance of Employment History in Mortgage Approval and How Job Changes Impact Your Chances

July 23, 2024 by Robby Oakes

When you’re applying for a mortgage, lenders scrutinize several aspects of your financial life to determine your eligibility. One crucial factor that can significantly influence the outcome is your employment history. Consistent and stable employment demonstrates to lenders that you have a reliable income stream, which reduces their risk in lending you money

Filed Under: Home Mortgage Tagged With: Employment History, Financial Stability, Mortgage

How to Manage a Mortgage After a Career Change

July 19, 2024 by Robby Oakes

A career change is usually an exciting journey, it offers new opportunities and growth. It can also bring challenges when you have a mortgage to manage. Balancing a new job and financial commitments can be stressful, but with the right strategies, you can stay on top of your mortgage payments and maintain your financial stability.

Filed Under: Mortagage Tips Tagged With: Career Change, Financial Planning, Mortgage

Green Mortgages Financing Energy Efficient Homes

July 9, 2024 by Robby Oakes

A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to consider energy efficiency as a key factor in their purchasing decisions.

Filed Under: Homeowner Tips Tagged With: Eco Friendly, Energy Efficient Mortgage, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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