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Understanding Graduated Payment Mortgages

July 2, 2024 by Robby Oakes

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Filed Under: Mortgage Tagged With: Graduated Payment Mortgage, Mortgage, Mortgage Tips

Can Closing Costs Be Included in Your Loan? Here’s What You Need to Know

June 25, 2024 by Robby Oakes

When buying a home, many people are aware of the down payment but often overlook the additional costs that come with closing the deal. These expenses, known as closing costs, can sometimes catch buyers off guard. The good news is that, in certain circumstances, closing costs can be included in your loan.

Filed Under: Mortgage Tagged With: ClosingCosts, HomeBuyingTips, Mortgage

How to Budget for Your Home Maintenance and Repairs

June 7, 2024 by Robby Oakes

Owning a home is a dream come true for many, but amidst the joy of owning a piece of property, many responsibilities can often catch homeowners off guard. While the initial purchase price and mortgage payments are the most obvious expenses, the lesser-known, yet significant costs associated with home maintenance and repairs can wreak havoc on your finances if not properly anticipated.

Filed Under: Home Care Tagged With: Budget, Home Repairs, Mortgage

Using a Mortgage to Benefit Your Financial Future

June 6, 2024 by Robby Oakes

When it comes to building wealth and securing your financial future, a mortgage can be a powerful tool. While taking on debt might seem counterintuitive to achieving financial freedom, a mortgage, when managed wisely, can provide numerous benefits.

Filed Under: Mortgage Tagged With: Equity, Finances, Mortgage

Your Guide to Securing Your Dream Home at the Best Price

June 5, 2024 by Robby Oakes

Are you ready to start the journey of acquiring your dream home? One of the most exhilarating yet daunting steps in this process is negotiating the deal. Whether you’re a first-time buyer or a seasoned investor, mastering the art of negotiation can make all the difference in securing your dream home at the best possible price.

Filed Under: Mortgage Tips Tagged With: Best Price, Dream Home, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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