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Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It

January 13, 2017 by Robby Oakes

Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. If you’re not quite sure what the right price is, here’s how to approach home ownership and determine your debt-to-income.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

4 Things You Absolutely Should Not Do After You Apply for a Mortgage

January 11, 2017 by Robby Oakes

If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage

January 6, 2017 by Robby Oakes

There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more financially beneficial for you, here are the details on a reverse mortgage and how this product can work for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples

January 4, 2017 by Robby Oakes

There was a time when a higher percentage of people were married before they committed to buying a home together, but it’s a lot more common to co-habit and invest in a home together. If you’re considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Did You Know? A Mortgage Professional Can Save You a Lot of Money. Here’s How

December 29, 2016 by Robby Oakes

Many people forego a mortgage broker and decide to go through the application process on their own, but a mortgage professional can actually work to save you money when it comes to your biggest investment. Here are a few reasons you may want to consult a broker to make for an improved real estate investment.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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