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Understanding the HARP Program and How to Qualify for a HARP Mortgage

December 22, 2016 by Robby Oakes

Interest rates may be relatively low, but if you’re a homeowner who is struggling with your monthly mortgage payment, it may be time to consider what re-financing options are available on the market. If you are looking for a lower interest rate to improve your financial health, here’s what you need to know about the HARP program so you can take advantage of a better rate.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

December 21, 2016 by Robby Oakes

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. If you’re interested in purchasing a home but are unsure about whether it will get approved, here are a few myths you may want to dispel.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Graduating Soon? Tips to Prepare You for Your First Mortgage

December 20, 2016 by Robby Oakes

If you’ve recently graduated from college, or will be graduating soon, and plan to become a homeowner, you’re in a somewhat unique position. You’re about to embark on a great journey, but at the same time, you may also be taking on an awful lot of debt. That said, it is possible to successfully manage a high debt load if you’re careful.

Filed Under: Home Mortgage Tagged With: Mortgage

Not so Fast: 3 Reasons Why You Might Want to Avoid Paying Off Your Mortgage Early

December 15, 2016 by Robby Oakes

The burden of debt, especially when it comes to the high price tag of a home, can be a significant worry to many people. Whether you’ve recently come into money or you’re working hard to bump up your monthly mortgage payments, here are some reasons you may want to hold off on paying it off too quickly.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

December 14, 2016 by Robby Oakes

There’s a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. If you’ve recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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