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Retiring Soon? Learn How a Reverse Mortgage Can Add to Your Retirement Security

March 22, 2016 by Robby Oakes

How does a reverse mortgage work, and how can it help you to have a more financially secure retirement? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

March 8, 2016 by Robby Oakes

If you’re looking at paying off debt and are re-considering the equity in your home, here are a few things you’ll need to know about refinancing your mortgage and home equity lines of credit.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

March 3, 2016 by Robby Oakes

If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

If There’s One Mistake That You Make With Your Mortgage…Don’t Make This One

March 1, 2016 by Robby Oakes

There is so much to know when it comes to home ownership that even wading into all of the information can seem overwhelming. Here are a few ways that you can ensure you’re ready for what a mortgage entails so that buying your dream home will be a positive experience you won’t regret.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

February 23, 2016 by Robby Oakes

If you’re in the market for a house and are wondering how your income will stack up against the rest of your expenses, here’s how to determine a home cost that’s reasonable for you.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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