Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

Smart Home Upgrades That Save Energy and Money

July 13, 2023 by Robby Oakes

In an era where environmental consciousness and cost savings are top priorities for homeowners, smart home technology has emerged as a game-changer. With the ability to automate and optimize various aspects of your home, smart home upgrades offer numerous benefits, including energy efficiency and reduced utility bills.

Filed Under: Around The Home Tagged With: Home Improvement, Smart Appliances, Smart Home

How Long Does It Take to Get a Mortgage Approval?

July 12, 2023 by Robby Oakes

When you’re in the process of buying a home, one of the most important steps is obtaining a mortgage approval. This approval signifies that a lender is willing to offer you a loan to finance your dream home. The timeline for getting a mortgage approval can vary depending on several factors.

Filed Under: Mortgage Tagged With: Mortagge Loan, Mortgage, Mortgage Approval

How Long Does It Take to Get a Mortgage Approval?

July 12, 2023 by Robby Oakes

When you’re in the process of buying a home, one of the most important steps is obtaining a mortgage approval. This approval signifies that a lender is willing to offer you a loan to finance your dream home. The timeline for getting a mortgage approval can vary depending on several factors.

Filed Under: Mortgage Tagged With: Mortagge Loan, Mortgage, Mortgage Approval

The Impact of Your Employment History on Mortgage Approval

July 11, 2023 by Robby Oakes

When it comes to applying for a mortgage, lenders take various factors into account to determine your eligibility. One crucial aspect they consider is your employment history. Your employment history provides lenders with valuable insights into your financial stability, income consistency, and ability to repay the loan.

Filed Under: Mortgage Tips Tagged With: Credit Score, Mortgage, Mortgage Loan

What’s Ahead For Mortgage Rates This Week – July 10, 2023

July 10, 2023 by Robby Oakes

Last week’s scheduled economic reporting included readings on construction spending, June’s FOMC meeting minutes, and reports on jobs and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Concerns To Address When Choosing The Right Mortgage Lender

July 7, 2023 by Robby Oakes

One of the primary factors to consider is the interest rate offered by the lender. A lower interest rate can significantly impact your monthly mortgage payments and overall affordability. Compare rates and terms from different lenders to determine the most favorable options for your financial situation.

Filed Under: Home Mortgage Tagged With: Lenders, Mortgage

How To Beat High Inflation with a Home Purchase

July 6, 2023 by Robby Oakes

Inflation can erode the value of your savings over time, and one way to hedge against inflation is by investing in assets that appreciate in value over time. Real estate is often considered a good hedge against inflation, as property values tend to rise in line with inflation.

Filed Under: Mortgage Tagged With: Home Prices, Inflation, Mortgage

What’s Ahead For Mortgage Rates This Week – Juy 3, 2023

July 3, 2023 by Robby Oakes

Freddie Mac reported higher average mortgage rates last week. The average rate for 30-year fixed-rate mortgages rose by four basis points to 6.71 percent; the average rate for 15-year fixed-rate mortgages rose by three basis points to 6.06 percent.

Filed Under: Financial Reports Tagged With: Case Shiller, Jobless Claims, Mortgage Rates

What to Look For During Your Home Inspection

June 30, 2023 by Robby Oakes

Good insulation and energy-efficient features can greatly impact your home’s comfort and utility costs. Check the insulation in the attic, walls, and crawl spaces to ensure they meet the recommended standards. Inquire about the home’s energy efficiency features, such as double-pane windows, energy-efficient appliances, or renewable energy installations

Filed Under: Homebuyer Tips Tagged With: Home Inspection, Real Estate

S&P Case-Shiller Housing Market Indices: Short Supply of Homes for Sale Pushes Prices Up

June 29, 2023 by Robby Oakes

The top three cities with the highest home price growth rates as reported in April’s S&P Case-Shiller’s 20-City Home Price Index were Chicago, Illinois with a year-over-year home price gain of 4.10 percent; Atlanta, Georgia posted a year-over-year home price growth of 3.50 percent.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Housing Market

  • « Previous Page
  • 1
  • …
  • 45
  • 46
  • 47
  • 48
  • 49
  • …
  • 263
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in