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Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

November 4, 2022 by Robby Oakes

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you’re contributing to someone else’s financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

The Top Reasons To Pay Off Your Mortgage Before You Retire

November 3, 2022 by Robby Oakes

As you get closer to your retirement age, you should try to discharge as much of your debt as possible. Unfortunately, many people close to the age of retirement still have a significant mortgage balance they need to pay off. What are some of the top reasons why you should pay off your mortgage before you retire?

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Retirement

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

November 2, 2022 by Robby Oakes

Whether the kids have moved out or you just aren’t using the extra bedrooms, having a house that feels ‘too big’ is rarely fun. In today’s post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Reasons Why Your First Home Should Be a Spacious One

November 1, 2022 by Robby Oakes

Buying a home for the first time? One of the key considerations you’ll need to make is just how much ‘house’ you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let’s take a look at three great reasons why your first home should be roomy, spacious and luxurious.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – October 31, 2022

October 31, 2022 by Robby Oakes

Last week’s economic news included readings on home prices from S&P Case-Shiller home price indices along with sales of new homes and federal government data on inflation. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Market Outlook

S&P Case-Shiller Home Price Indices: U.S. Home Price Growth Slows in August

October 28, 2022 by Robby Oakes

U.S home price growth slowed for the second consecutive month in August according to S&P Case-Shiller’s national home price index. National home price growth fell by -9.8 percent year-over-year as compared to July’s year-over-year reading of -5.3 percent. Home price growth slowed by -1.1 percent month-to-month from July to August.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

What Do You Need To Know About Home Improvement Loans?

October 27, 2022 by Robby Oakes

Do you want to make some improvements to your house? A home improvement is a great way to make your home more functional, and it could also add value to your home. At the same time, performing a home improvement project can be expensive, and that is where a home improvement loan can be helpful. What do you need to know about them?

Filed Under: Mortgage Tagged With: HELOC, Home Improvements, Mortgage

Amortization: What You Need To Know About How Your Loan Is Paid Off

October 26, 2022 by Robby Oakes

This is called an amortization schedule, and it is typically designed in such a way that your last payment pays off your loan down to the penny. How does this impact the life of your loan?

Filed Under: Mortgage Tagged With: Amortization, Loan Payment, Mortgage

What Do First-Time Homebuyers Need To Know?

October 25, 2022 by Robby Oakes

If you are purchasing a house for the first time, you are probably excited to imagine what your life might look like in a bunch of different houses. At the same time, the process can be a bit overwhelming.

Filed Under: Mortgage Tips Tagged With: First Time Buyer, Mortgage, New Home

What’s Ahead For Mortgage Rates This Week – October 24, 2022

October 24, 2022 by Robby Oakes

Last week’s economic reporting included readings from the National Association of Home Builders on national and regional U.S. housing markets. The National Association of Realtors(R) reported on sales of previously-owned homes, and the Commerce Department released readings on building permits issued and housing starts. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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