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What is a Flex Payment Mortgage?

August 14, 2024 by Robby Oakes

Understanding your options when shopping for a mortgage is crucial to making the best financial decisions. One option that is not well known is the Flex Payment Mortgage. But what exactly is it, and how can it benefit you?

Filed Under: Mortgage Tagged With: Flexible Payments, Mortgage Flexibility, Mortgage Tips

Getting a Mortgage After Chapter 13 Bankruptcy

August 13, 2024 by Robby Oakes

Filing for Chapter 13 bankruptcy can be a challenging experience, but it doesn’t mean the end of your dreams of homeownership. While the path to securing a mortgage after Chapter 13 might seem daunting, with careful planning and dedication, it’s entirely possible. Here’s how you can prepare yourself for a successful loan application and rebuild your dream home.

Filed Under: Bankruptcy History Tagged With: Home After Bankruptcy, Mortgage Tips, Rebuild Your Credit

Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo

July 16, 2024 by Robby Oakes

When you’re shopping for a condo, there’s a bit more on your plate than just the typical homebuying concerns like credit scores, interest rates, and loan programs. A crucial aspect is understanding the role of the Homeowners’ Association (HOA) and whether the condo is warrantable or non-warrantable. This distinction can significantly impact your mortgage process and future as a condo owner.

Filed Under: Home Buyer Tips Tagged With: Condo Buying, Home Buying, Mortgage Tips

Understanding Graduated Payment Mortgages

July 2, 2024 by Robby Oakes

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Filed Under: Mortgage Tagged With: Graduated Payment Mortgage, Mortgage, Mortgage Tips

How Long Does It Take to Refinance a House?

June 21, 2024 by Robby Oakes

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it take to refinance a house?” While the timeline can vary based on several factors, here’s a general overview to help you understand the process.

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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